Calculate your future investment value, total contributions, expected returns and long-term wealth growth using compound interest and optional monthly investments.
Enter your initial investment, optional monthly contribution, expected annual return and investment duration.
The calculator applies compound interest and recurring investments to estimate your future portfolio value.
View total investment, expected returns and future value to make better long-term investment decisions.
An Investment Calculator helps estimate the future value of your investments based on your initial investment, recurring monthly contributions, expected annual return and investment duration. It uses the power of compound interest to forecast long-term wealth growth and helps you plan your financial goals more effectively.
Estimate how much your investments could grow over time by entering your investment amount, expected return and investment period.
Regular investing combined with compound interest can significantly increase your wealth over the long term.
A = P × (1 + r / n)nt
Where A is the future value, P is the initial investment, r is the annual return rate, n is the compounding frequency and t is the investment period in years.
| Feature | Lump Sum | Monthly Investing |
|---|---|---|
| Investment Style | One-Time | Recurring |
| Market Timing | Important | Less Important |
| Risk | Higher | Lower |
| Best For | Large Available Capital | Long-Term Wealth Building |
Strong Foundation
Accelerated Growth
Significant Wealth
Maximum Compounding
The Investment Calculator helps estimate how your money can grow over time by combining an initial investment, optional monthly contributions and compound interest. It provides an estimate of your future portfolio value, total contributions, investment returns and overall wealth growth.
Whether you're investing for retirement, a child's education, buying a home or achieving financial independence, this calculator helps you visualize your long-term investment potential and make informed financial decisions.
Suppose you invest ₹100,000 today and add ₹5,000 every month for 20 years with an expected annual return of 12%.
This Investment Calculator provides estimated values based on the information you enter. Actual investment performance may differ because of market conditions, inflation, taxes, investment fees and other financial factors. This calculator is intended for educational and planning purposes only and should not be considered financial advice.
An Investment Calculator estimates the future value of your investments based on your investment amount, expected annual return, investment duration and optional monthly contributions.
It provides estimated results using standard compound interest formulas. Actual returns depend on market performance and investment products.
Yes. You can enter an optional monthly contribution to estimate the growth of regular investments.
Choose the frequency that matches your investment product. Monthly compounding is common for many investment and savings plans.
No. The calculator estimates nominal investment growth and does not adjust future values for inflation.
Yes. It can help estimate the long-term growth of retirement investments and recurring contributions.
This calculator supports recurring monthly contributions, but for mutual fund SIP planning we recommend using our dedicated SIP Calculator.
Yes. It is completely free to use on desktop, tablet and mobile devices.
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