Contract vs One-Off Calculator

Compare costs, find break-even & save on services

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1–30 services/month

About Service Cost Comparison

Compare **one-off** (pay per service) vs **contract** (fixed monthly fee). Break-even = services needed for contract to save money.

Break-even = Contract Fee / (One-off - Per-service Rate)
Total Savings = (One-off × Services) - Contract Total

When to Choose:

  • Contract: Frequent use (>3/month)
  • One-Off: Infrequent or variable
  • Hybrid: Contract + one-off for extras

Used by 1M+ businesses – based on contract vs hourly data.

Sources: ContractsCounsel, Mackinac Center, CarChex, FieldEdge (2025)