Estimate the future value of your investments, savings and recurring contributions using compound interest. Understand how your money can grow over time and plan confidently for long-term financial goals.
Enter your present value, optional monthly contribution, annual return and investment period.
The calculator applies compound interest to both your current investment and recurring monthly contributions.
Instantly see your projected future value, total contributions, interest earned and long-term investment growth.
FV = PV × (1 + r)n + PMT × [((1+r)n − 1) / r]
The calculator combines the compound growth of your initial investment with the future value of regular monthly contributions.
Future Value (FV) is the estimated value of an investment or savings at a specific point in the future after earning compound interest. It helps investors understand how their money can grow over time and supports better financial planning.
Money invested today has the potential to grow through compound interest, making it more valuable in the future.
The longer your investment remains invested, the greater the impact of compounding on your future wealth.
FV = PV × (1 + r)n
For investments with regular monthly contributions, the future value also includes the compounded value of all contributions made during the investment period.
Interest Earned
Interest = Future Value − Total Contributions
Future value combines the growth of your initial investment and any additional contributions over time. Compound interest allows previously earned interest to generate additional returns.
| Feature | Present Value | Future Value |
|---|---|---|
| Meaning | Current Value | Future Worth |
| Time | Today | Future Date |
| Purpose | Starting Amount | Projected Growth |
| Used For | Investment Planning | Goal Planning |
Suppose you invest ₹100,000, contribute ₹5,000 every month, earn an annual return of 10%, and stay invested for 15 years.
The Future Value Calculator estimates how much your money could grow over time based on your present value, regular contributions, expected annual return and investment period. It uses compound interest to project the future value of your investment and helps you plan for long-term financial goals.
Whether you're saving for retirement, building an education fund, purchasing a home or growing long-term wealth, understanding future value can help you make more informed financial decisions.
This Future Value Calculator provides estimated projections based on the values you enter. Actual investment performance depends on market conditions, fees, taxes, inflation and other factors. Results should be used for educational and financial planning purposes only and are not financial advice.
Future value is the estimated value of an investment or savings at a future date after earning compound returns over time.
Present value is the amount you have today, while future value estimates what that amount could grow to over a specified investment period.
Yes. This calculator supports optional monthly contributions along with your initial investment to estimate total future value.
Yes. Compound interest allows both your principal and accumulated earnings to generate additional returns over time.
No. It provides estimated values only. Actual investment returns depend on market performance and other factors.
No. Taxes, inflation and investment expenses are not included in these estimates unless calculated separately.
Anyone planning investments, retirement savings, education funds or long-term financial goals can use this calculator.
Yes. This Future Value Calculator is completely free and works on desktop, tablet and mobile devices.
Use our free finance calculators to estimate future value, compare investment strategies, calculate compound growth and build long-term wealth with confidence.
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